Eligibility | Individual, Joint (not more than 4), a Guardian on behalf of a minor, HUF, Partnership, a Company, Association or any other Institution |
Minimum Deposit Period | 7 days |
Maximum Deposit Period* | 10 years |
Minimum Deposit Amount | Rs 1000 |
Maximum Deposit Amount | No ceiling |
Rate of Interest | Depending upon the period of the deposit as prevailing from time to time |
Periodicity of Interest Payment | Monthly (at discounted rates), Quarterly, Half-yearly or Annual intervals as per depositor's choice |
Penalty for premature closure/ premature extension of Dep. |
|
TDS on Interest | Tax is deductable on interest/accrued as per TDS provisions applicable from time to time. |
Loan facility | Available upto 75% of the deposit amount (branches shall refer delegation of powers before granting the loans. |
Special Rate For Senior Citizen | Additional interest rate of 0.50% uniformly across all maturities, irrespective of the size of the deposit over & above the rate offered for General Public |
Nomination Facility | Available (favouring one individual only) |
Application and documentation |
|
*In case of Court deposits the deposits can be made beyond 10 years at the RoI applicable to the RoI for 10 years deposit.
*All other Terms & Conditions Applied. For more information please contact our Branch nearest to you.
Eligibility | Individual, Joint (not more than 4), a Guardian on behalf of a minor, HUF, Partnership, a Company, Association or any other Institution |
Minimum Deposit Period | 5 Months |
Maximum Deposit Period* | 10 years |
Minimum Deposit Amount | Rs 1000 |
Maximum Deposit Amount | No ceiling |
Rate of Interest | Depending upon the period of the deposit as prevailing from time to time |
Periodicity of Interest Payment | On Maturity |
Penalty for premature closure/ premature extension of Dep. |
|
TDS on Interest | Tax is deductable on interest/accrued as per TDS provisions applicable from time to time. |
Loan facility | Available upto 75% of the deposit amount (branches shall refer delegation of powers before granting the loans. |
Special Rate For Senior Citizen | Additional interest rate of 0.50% uniformly across all maturities, irrespective of the size of the deposit over & above the rate offered for General Public |
Nomination Facility | Available (favouring one individual only) |
Application and documentation |
|
*In case of Court deposits the deposits can be made beyond 10 years at the RoI applicable to the RoI for 10 years deposit.
*All other Terms & Conditions Applied. For more information please contact our Branch nearest to you.
Eligibility | Individual, Joint (not more than 4), a Guardian on behalf of a minor, HUF, Partnership, a Company, Association or any other Institution |
Minimum Deposit Period | 6 Months |
Maximum Deposit Period* | 10 years |
Minimum Deposit Amount | Rs50 per month (and in multiples thereof) |
Maximum Deposit Amount | No ceiling |
Rate of Interest | Depending upon the period of the deposit as prevailing from time to time |
Periodicity of Interest Payment | On Maturity |
Penalty for premature closure/ premature extension of Dep. |
|
TDS on Interest | Tax is deductable on interest/accrued as per TDS provisions applicable from time to time. |
Loan facility | Available upto 75% of the deposit amount (branches shall refer delegation of powers before granting the loans. |
Special Rate For Senior Citizen | Additional interest rate of 0.50% uniformly across all maturities, irrespective of the size of the deposit over & above the rate offered for General Public |
Nomination Facility | Available (favouring one individual only) |
Application and documentation |
|
*In case of Court deposits the deposits can be made beyond 10 years at the RoI applicable to the RoI for 10 years deposit.
*All other Terms & Conditions Applied. For more information please contact our Branch nearest to you.