Tenders
New
Positive Pay
Feedback
Helpline
1800 10 25250
New
Positive Pay
Banking Products & Service
Menu
Savings Account
Current Account
New Nithya Nidhi Deposit
Term Deposits
Tax Saver Deposits
Agriculture Loans
Retail Loans
Deposit Interest Rates
Loan Schemes
Loan Interest Rates
Commission & Service Charges
Tech Products
Menu
ATM Cards
SMS Alerts
Mobile Banking
Internet Banking
Selfi Account
Mobile ATM
E Lobby
Ecommerce Transaction
Green Pin Facility
Social Security Schemes
Menu
PMJDY
PMJJBY
PMSBY
APY
Other Services
Menu
Locker
Guarantees & Solvencies
Business Correspondents
Insurance
Aadhaar Seva Kendra
Organisational Information
Menu
Origin of Bank
Significance of Logo & Our Motto
Branch Network
Performance Highlights
Board of Directors
Organisational Structure
Executives of the Bank
GSTIN NO
PAN NO
Financial Results
Apply Now
Menu
Home Loans
Car Loans
Business Loans
Education Loans
Agriculture Loans
Pension Disbursement
Pensioners
Bharat BillPay
Auction / Sale Notice
Tenders
Calendar
News Room
Photo Gallery
Media Gallery
Locate Branch/ATM
Download Forms
Recruitment Notification
Contact Us
Feedback
More Links
Terms & Condition
Privacy Policy
FAQ
Sitemap
Public Grievance Redressal System
Organisational Information
Banking Products & Service
Tech Products/Utility Services
Social Securtiy Schemes
Insurance/Other Services
Security Alerts
RTI
Complaints & Grievances
Recruitment Notification
Origin of Bank
Significance of Logo & Our Motto
Branch Network
Performance Highlights
Board of Directors
Organisational Structure
Executives of the Bank
GSTIN NO
PAN NO
Financial Results
Savings Account
Current Account
New Nithya Nidhi Deposit
Term Deposits
Tax Saver Deposits
Agriculture Loans
Retail Loans
Deposit Interest Rates
Loan Schemes
Loan Interest Rates
Commission & Service Charges
PMJDY
PMJJBY
PMSBY
APY
ATM Cards
SMS Alerts
Mobile Banking
Internet Banking
Selfi Account
Mobile ATM
E Lobby
Ecommerce Transaction
Green Pin Facility
Locker
Guarantees & Solvencies
Business Correspondents
Insurance
Aadhaar Seva Kendra
Security Alerts
Right to Information Act
Complaints & Grievances
Advertisements
Recruitment Notification
Awards & Accolades
Login
Internet Banking
Personal banking
Login
Corporate banking
Login
Mobile Banking
Download Apps
KaGB Mpay
SMS Registration
SMS Registration
Know more
Register
Selfi Account Opening
Selfi Account
Know more
DiGiKaGB
Apply Now
Home Loans
Car Loans
Business Loans
Education Loans
Agriculture Loans
Download Forms
Auctions
Banking Products
Savings Account
Current Account
New Nithya Nidhi Deposit
Term Deposits
Tax Saver Deposits
Agriculture Loans
Retail Loans
Deposit Interest Rates
Loan Schemes
Loan Interest Rates
Commission & Service Charges
RTI
Complaints & Grievances
Recruitment Notification
Tenders
Bharat BillPay
Calendar
Pension Disbursement
Pensioners
Vyapar Loan
Home
Banking Product & Services
Loan Schemes
Vyapar Loan
Vyapar Loan
Sailent Features
Purpose
Eligibility
Loan Amount
Margin
Repayment
Stock Statement
Security
Insurance
Sailent Features
Sailent Features
Who are not in a position to maintain detailed stock books & submit stock statement on monthly basis.
Turnover method is adopted for Working Capital
Un-audited Financial Statements are accepted
OD upto Rs.5.00 lakhs
OCC up to Rs.10.00 lakhs
Purpose
Purpose
Working Capital loan for Trading / Business
Eligibility
Eligibility
Traders / Businessmen
Loan Amount
Loan Amount
Up to Rs.5.00 lakh Secured OD
Rs.5.00 lakhs to Rs.10.00 lakhs W/c for OCC
Margin
Margin
25%
Repayment
Repayment
Tenable for two years
Hypothecation of assets created out of loan
Co-obligation/guarantor
Stock Statement
Stock Statement
Once in 6 months.
Security
Security
Collateral securities like mortgage of immovable property (NA property) /LIC Policies/KVP/NSC
Insurance
Insurance
For both stock+ collateral