Deposit Interest Rates
Rate of Interest on Domestic & NRO Term Deposits w.e.f 16.12.2023
SL No. |
Period of Deposit |
Less than ₹ 1.00 crore |
General Citizens(p.a.) |
Senior citizen(p.a.) |
1 |
07 days to 14 days |
3.25 |
3.75 |
2 |
15 days to 30 days |
3.25 |
3.75 |
3 |
31 days to 45 days |
3.25 |
3.75 |
4 |
46 days to 60 days |
4.25 |
4.75 |
5 |
61 days to 90 days |
4.25 |
4.75 |
6 |
91 days to 120 days |
4.75 |
5.25 |
7 |
121 days to 179 days |
4.75 |
5.25 |
8 |
180 days to 269 days |
5.25 |
5.75 |
9 |
270 days to less than 1 year |
5.75 |
6.25 |
10 |
1 Year |
6.85 |
7.35 |
11 |
KGB-444 days* |
7.15 |
7.65 |
12 |
Above 1 year upto & inclusive 2 years |
7.00 |
7.50 |
13 |
Above 2 years upto & inclusive 3 years |
6.85 |
7.35 |
14 |
Above 3 years upto & inclusive 5 years |
6.50 |
7.00 |
15 |
Above 5 years upto & inclusive 8 years |
6.50 |
7.00 |
16 |
Above 8 years upto & inclusive 10 years |
6.50 |
7.00 |
17 |
Tax Saver (5 years period) |
6.50 |
7.00 |
18 |
KGB-Aishwarya (1 to 2 years) |
7.15 |
7.65 |
*The minimum Amount under the KGB-SIRI (444 days) Scheme is ₹ 25,000/- and maximum is less than ₹ 1.00 Crore.
Rate of Interest on NRE term deposits w.e.f 16.12.2023
Period of Deposit |
Less than ₹ 1.00 cr |
1 Year |
6.80 |
Above 1 Year upto & inclusive 2 years |
7.00 |
Above 2 Years upto & inclusive 3 years |
6.50 |
Above 3 Year upto & inclusive 5 years |
6.50 |
Above 5 Year upto & inclusive 10 years |
6.50 |
For interest rates of single domestic term deposit of Rs.1.00 cr and above, kindly contact the nearest branch.
Period of Deposit |
Revised RoI for SUDVI Scheme |
1 Year |
5.75 |
Above 1 year upto & inclusive 2 years |
5.75 |
Above 2 years upto & inclusive 3 years |
5.80 |
Above 3 years upto & inclusive 5 years |
5.85 |
Above 5 years upto & inclusive 8 years |
5.90 |
Above 8 years upto & inclusive 10 years |
5.90 |
Period of Deposit |
Rate of Interest w.e.f 11.08.2021 |
07 days to 14 days |
3.00 |
15 days to 30 days |
3.00 |
31 days to 45 days |
3.00 |
46 days to 60 days |
3.50 |
61 days to 90 days |
3.75 |
91 days to 120 days |
4.00 |
121 days to 179 days |
4.00 |
180 days to 269 days |
4.00 |
270 days to less than 1 year |
4.00 |
1 Year |
4.75 |
Above 1 year upto& inclusive 2 years |
4.50 |
Above 2 years upto& inclusive 3 years |
4.55 |
Above 3 years upto& inclusive 5 years |
4.60 |
Above 5 years upto& inclusive 8 years |
4.65 |
Above 8 years upto& inclusive 10 years |
4.65 |