Deposit Interest Rates

Rates of Interest on Domestic & NRO Term Deposits less than Rs 1 Crore w.e.f 01.06.2020

Period of Deposit Revised RoI w.e.f 01.06.2020 RoI for Senior Citizen*
07 days to 14 days 3.20 3.75
15 days to 30 days 3.50 4.00
31 days to 45 days 4.00 4.50
46 days to 60 days 4.50 5.00
61 days to 90 days 4.75 5.25
91 days to 120 days 5.25 5.75
121 days to 179 days 5.25 5.75
180 days to 269 days 5.25 5.75
270 days to less than 1 year 5.50 6.00
1 Year 5.80 6.30
Above 1 year upto & inclusive 2 years 5.90 6.40
Above 2 years upto & inclusive 3 years 5.90 6.40
Above 3 years upto & inclusive 5 years 5.90 6.40
Above 5 years upto & inclusive 8 years 5.90 6.40
Above 8 years upto & inclusive 10 years 5.90 6.40
Tax Saver (5 years period) 5.90 6.40
Kanaka Samruddhi (555 days)** 6.00 6.50

*Applicable only to Domestic Term Deposits.

** The minimum Amount under the scheme is Rs 50,000/- and Maximum is less than Rs 1.00 Crore. For detailed guidelines on Kanaka Samruddhi refer Circular No. 91/2019-20 dated 08.04.2019, further the A/cs opened under this Scheme is extended upto 31.03.2021.


Rates of Interest for BSNL Employees who retired on VRS

Period of Deposit Existing RoI for General Public RoI for SUDVI Scheme
1 Year 5.80 6.05
Above 1 year upto & inclusive 2 years 5.90 6.15
Above 2 years upto & inclusive 3 years 5.90 6.15
Above 3 years upto & inclusive 5 years 5.90 6.15
Above 5 years upto & inclusive 8 years 5.90 6.15
Above 8 years upto & inclusive 10 years 5.90 6.15