Karnataka Gramin Bank

Deposit Interest Rates

Rates of Interest on Domestic & NRO Term Deposits less than Rs 1 Crore w.e.f 01.07.2021.

Period of Deposit Existing RoI w.e.f 08.03.2021 Revised RoI w.e.f 01.07.2021 RoI for Senior Citizen*
07 days to 14 days 3.00 3.00 3.50
15 days to 30 days 3.00 3.00 3.50
31 days to 45 days 3.00 3.00 3.50
46 days to 60 days 4.00 4.00 4.50
61 days to 90 days 4.25 4.25 4.75
91 days to 120 days 4.50 4.50 5.00
121 days to 179 days 4.50 4.50 5.00
180 days to 269 days 4.50 4.50 5.00
270 days to less than 1 year 4.75 4.75 5.25
1 Year 5.50 5.40 5.90
Above 1 year upto & inclusive 2 years 5.50 5.40 5.90
Above 2 years upto & inclusive 3 years 5.55 5.55 6.05
Above 3 years upto & inclusive 5 years 5.60 5.60 6.10
Above 5 years upto & inclusive 8 years 5.65 5.65 6.15
Above 8 years upto & inclusive 10 years 5.65 5.65 6.15
Tax Saver (5 years period) 5.65 5.60 6.10
Kanaka Samruddhi (555 days)** 5.65 5.65 6.15
KGB-Samptti (w.e.f 28.04.2021) 5.70 5.70 6.20
KGB-Lakpathi (w.e.f 28.04.2021) 120 Months 5.75 5.75 6.25
60 Months 5.70 5.70 6.20
48 Months 5.70 5.70 6.20

*Applicable only to Domestic Term Deposits.

** The minimum Amount under the scheme is Rs 50,000/- and Maximum is less than Rs 1.00 Crore.


Rates of Interest on Term Deposits for BSNL Employees who retired on VRS

Period of Deposit Revised RoI for SUDVI Scheme
1 Year 5.75
Above 1 year upto & inclusive 2 years 5.75
Above 2 years upto & inclusive 3 years 5.80
Above 3 years upto & inclusive 5 years 5.85
Above 5 years upto & inclusive 8 years 5.90
Above 8 years upto & inclusive 10 years 5.90

Rates of Interest on NRE Term Deposits stand revised w.e.f 08.03.2021

Period of Deposit Rate of Interest
1 Year 5.50%
Above 1 year upto & inclusive 5 years 5.50%
Above 5 years upto & inclusive 8 years 5.65%
Above 8 years upto & inclusive 10 years 5.65%