Karnataka Gramin Bank

Deposit Interest Rates

Rates of interest on Domestic & NRO Term Deposits w.e.f 18.10.2021

Period of Deposit Card Rate (%) Per Annum
Less than ₹ 15.00 lakhs ₹ 15.00 Lakhs to ₹2.00 crores Above ₹ 2.00 crores
07 days to 14 days 3.00 3.00 3.00
15 days to 30 days 3.00 3.00 3.00
31 days to 45 days 3.00 3.00 3.00
46 days to 60 days 4.00 3.95 3.50
61 days to 90 days 4.25 4.20 3.75
91 days to 120 days 4.50 4.45 4.00
121 days to 179 days 4.50 4.45 4.00
180 days to 269 days 4.50 4.45 4.00
270 days to less than 1 year 4.75 4.70 4.00
1 Year 5.40 5.40 4.75
Above 1 year upto & inclusive 2 years 5.40 5.40 4.50
Above 2 years upto & inclusive 3 years 5.55 5.55 4.55
Above 3 years upto & inclusive 5 years 5.60 5.60 4.60
Above 5 years upto & inclusive 8 years 5.65 5.65 4.65
Above 8 years upto & inclusive 10 years 5.65 5.65 4.65
Tax Saver (5 years period) 5.60 NA NA
Kanaka Samruddhi (555 days)** 5.65 5.65 NA
KGB-Samptti (999 Days) 5.70 5.70 NA
KGB-Lakpathi (Recurring Deposit) 120 Months 5.75 NA NA
60 Months 5.70 NA NA
48 Months 5.70 NA NA

Rates of Interest on NRE Term Deposits w.e.f 18.10.2021 as under:

Period of Deposit Card Rate (%) Per Annum
Less than ₹ 15.00 Lakhs ₹ 15.00 Lakhs to ₹ 2.00 crores Above ₹ 2.00 crores
1 Year 5.40 5.40 4.75
Above 1 year upto & inclusive 5 years 5.40 5.40 4.50
Above 5 years upto & inclusive 8 years 5.65 5.60 4.65
Above 8 years upto & inclusive 10 years 5.65 5.60 4.65

Period of Deposit Revised RoI for SUDVI Scheme
1 Year 5.75
Above 1 year upto & inclusive 2 years 5.75
Above 2 years upto & inclusive 3 years 5.80
Above 3 years upto & inclusive 5 years 5.85
Above 5 years upto & inclusive 8 years 5.90
Above 8 years upto & inclusive 10 years 5.90

Period of Deposit Rate of Interest w.e.f 11.08.2021
07 days to 14 days 3.00
15 days to 30 days 3.00
31 days to 45 days 3.00
46 days to 60 days 3.50
61 days to 90 days 3.75
91 days to 120 days 4.00
121 days to 179 days 4.00
180 days to 269 days 4.00
270 days to less than 1 year 4.00
1 Year 4.75
Above 1 year upto& inclusive 2 years 4.50
Above 2 years upto& inclusive 3 years 4.55
Above 3 years upto& inclusive 5 years 4.60
Above 5 years upto& inclusive 8 years 4.65
Above 8 years upto& inclusive 10 years 4.65