Deposit Interest Rates

Rate of Interest on Domestic & NRO Term Deposits w.e.f 16.12.2023

SL No. Period of Deposit Less than ₹ 1.00 crore
General Citizens(p.a.) Senior citizen(p.a.)
1 07 days to 14 days 3.25 3.75
2 15 days to 30 days 3.25 3.75
3 31 days to 45 days 3.25 3.75
4 46 days to 60 days 4.25 4.75
5 61 days to 90 days 4.25 4.75
6 91 days to 120 days 4.75 5.25
7 121 days to 179 days 4.75 5.25
8 180 days to 269 days 5.25 5.75
9 270 days to less than 1 year 5.75 6.25
10 1 Year 6.85 7.35
11 KGB-444 days* 7.15 7.65
12 Above 1 year upto & inclusive 2 years 7.00 7.50
13 Above 2 years upto & inclusive 3 years 6.85 7.35
14 Above 3 years upto & inclusive 5 years 6.50 7.00
15 Above 5 years upto & inclusive 8 years 6.50 7.00
16 Above 8 years upto & inclusive 10 years 6.50 7.00
17 Tax Saver (5 years period) 6.50 7.00
18 KGB-Aishwarya (1 to 2 years) 7.15 7.65

*The minimum Amount under the KGB-SIRI (444 days) Scheme is ₹ 25,000/- and maximum is less than ₹ 1.00 Crore.


Rate of Interest on NRE term deposits w.e.f 16.12.2023

Period of Deposit Less than ₹ 1.00 cr
1 Year 6.80
Above 1 Year upto & inclusive 2 years 7.00
Above 2 Years upto & inclusive 3 years 6.50
Above 3 Year upto & inclusive 5 years 6.50
Above 5 Year upto & inclusive 10 years 6.50

For interest rates of single domestic term deposit of Rs.1.00 cr and above, kindly contact the nearest branch.


Period of Deposit Revised RoI for SUDVI Scheme
1 Year 5.75
Above 1 year upto & inclusive 2 years 5.75
Above 2 years upto & inclusive 3 years 5.80
Above 3 years upto & inclusive 5 years 5.85
Above 5 years upto & inclusive 8 years 5.90
Above 8 years upto & inclusive 10 years 5.90

Period of Deposit Rate of Interest w.e.f 11.08.2021
07 days to 14 days 3.00
15 days to 30 days 3.00
31 days to 45 days 3.00
46 days to 60 days 3.50
61 days to 90 days 3.75
91 days to 120 days 4.00
121 days to 179 days 4.00
180 days to 269 days 4.00
270 days to less than 1 year 4.00
1 Year 4.75
Above 1 year upto& inclusive 2 years 4.50
Above 2 years upto& inclusive 3 years 4.55
Above 3 years upto& inclusive 5 years 4.60
Above 5 years upto& inclusive 8 years 4.65
Above 8 years upto& inclusive 10 years 4.65