(Amt. in ₹)
S.No. | PARTICULARS | Processing Charges | Minimum | Maximum | |
---|---|---|---|---|---|
1 | Housing Loan | 0.50% | ₹1000 | ₹10,000 | |
2 | Mortgage Loan | 1.00% | ₹1000 | No ceiling | |
3 | Salary Loan/ Personal loan | 1.00% | ₹2000 | No ceiling | |
4 | Vehicle Loan (Two/ Four Wheeler) | 0.75% | ₹1000 | ₹10,000 | |
5 | KCC New & Renewal upto 3.00 lakhs | NIL | NIL | NIL | |
KCC New (> 3.00 lakhs) | 0.75% | ₹1000 | No ceiling | ||
Kisan Credit card Annual Review (> 3.00 lakhs) | 0.75% | ₹1000 | No ceiling | ||
6 | SHG/JLG Loans | 1% | ₹500 | ₹10,000 | |
7 | OD/OCC (Fresh/ Renewal) | 0.50% | ₹2000 | No ceiling | |
Loans other than the above | |||||
8 | All Priority & Non- Priority loans other than above | Short Term loans | 1.00% | ₹1000 | No Ceiling |
Term loans | 1.00% | ₹1000 | No Ceiling | ||
Pledge Loans | 1.00% | ₹1000 | No Ceiling | ||
9 | Education ( Both Inland & Abroad) | Up to 7.5 lakhs - NIL | > 7.5 lakhs – 0.50% with a min. of ₹5000/- & Max. - No ceiling |
S.No. | PARTICULARS | Processing Charges | Minimum | Maximum |
---|---|---|---|---|
1 | KCC Upto 3 lakhs | NIL | NIL | NIL |
KCC > 3 lakhs | 0.10% | 500 | No Ceiling | |
2 | Priority Sector Loans (Agri, MSME, Retail, etc.,) | |||
3 | Non-Priority Loans |
S.No. | PARTICULARS | Charges | |
---|---|---|---|
1 | The term inspection includes spot inspection and visits for recovery, AOS/AOD, per-post sanction visit, etc. | ||
Upto ₹25,000/- | NIL | ||
>₹25000/- upto₹ 3 lakhs | ₹300/- Half yearly | ||
>₹3 lakh to ₹10.00 lakhs | ₹750/- Half yearly | ||
>₹10.00 lakhs | ₹1000/- Half yearly | ||
2 | Pledge Loan | ||
Upto ₹10.00 lakhs | ₹1000/- Half yearly | ||
>₹10.00 lakhs | ₹2000/- Half yearly |
a. MSME Sector: 1. Upto ₹ 2 lakhs – No Charges |
2. >2 lakhs upto ₹1 crore – 0.50% of the limit with a Max. of ₹10000/- for each re-validation. |
3. > ₹1.00 crore – 0.1% of the limit with a Min. of ₹10000/- and Max. of ₹1.00 lakhs for each re-validation. |
b. Non-Priority: 1. Upto ₹1.00 Crore- 0.50% of the limit with a Max. of ₹15000/- for each re-validation. |
1. > ₹1.00 crore – 0.1% of the limit with a Min. of ₹15000/- and Max. of ₹1.25 lakhs for each re-validation |
MSME Sector: |
1. Upto ₹ 2 lakhs – No Charges |
2. >2 lakhs upto ₹1 crore – 0.50% of the limit with a Max. of ₹10000/- for each re-Modification. |
3. > ₹1.00 crore – 0.1% of the limit with a Min. of ₹10000/- and Max. of ₹1.00 lakhs for each Modification. |
Non-Priority: 1. Upto ₹1.00 Crore- 0.50% of the limit with a Max. of ₹15000/- for each Modification. |
2. > ₹1.00 crore – 0.1% of the limit with a Min. of ₹15000/- and Max. of ₹1.25 lakhs for each Modification. |
a. < 10.00 lakhs- NIL b. > 10.00 lakhs - ₹50/- per lakhs or part thereof |
Loan Limit | Charges |
---|---|
Up to ₹ 10.00 Lakhs | ₹2000/- |
>₹ 10.00 Lakhs to ₹ 25 Lakhs | ₹3000/- |
>₹ 25.00 Lakhs to ₹ 50 Lakhs | ₹5000/- |
>₹ 50.00 Lakhs to ₹ 1 Crore | ₹7000/- |
>₹ 1 Crore | ₹10,000/- |
1 | Processing Charges | |||||||||||||
a. | Agri Gold Loans |
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b. | Agri Allied Gold Loans | |||||||||||||
c. | Non-Agri Gold Loans | |||||||||||||
2 | Safe Keeping Charges (Overdue) | |||||||||||||
a. | Upto ₹25000/- | NIL | ||||||||||||
b. | > ₹ 25000/- to ₹5.00 lakhs | ₹100.00 per month or part thereof | ||||||||||||
c. | > ₹5.00 lakhs | ₹200.00 per month or part thereof | ||||||||||||
3 | Handling Charges | Closure within 3 months | Closure after 3 months | |||||||||||
Up to ₹3lakh | Above ₹3lakh | ₹100 per each loan | ||||||||||||
₹100 per each loan | ₹200 per each loan |
1 | Processing Charges | Other than 100% margin | ||||
Upto 50,000/- | 0.50% | Min. ₹2000 Max. | ₹10,000 | |||
>50,000 to 1 lakhs | ||||||
1 to 2 lakhs | ||||||
> 2 lakhs | ||||||
BG having 100% cash margin | 0.25% Min. | ₹2000 Max. | ₹5000 | |||
2 | Commission | Charges | ||||
Performance Guarantee | ₹600/-+3% p.a | |||||
Other than Performance Guarantee | ₹600/-+4% p.a | |||||
Concessional Charges on BG secured by 100% term deposit of our bank | ₹600/- + 25% of normal Charges |
MSME | 0.10% with a min. of ₹1000/- and Max. ₹25000 |
Others |
MSME/ Others | ₹10.00 per thousand with a minimum of ₹1000/- a maximum of ₹5000/- (Part of the Thousand to be considered as full thousand) |
1 | Purchase and Discount of Cheque/ DDs (CDB) | ₹0.40 per ₹100/- with a minimum of ₹10/- plus existing OSC commission plus postal tariff. If instrument is not realized within 10 days, interest as applicable to clean advances for the delayed period is to be collected. |
2 | LCDB- Purchase and discount of Cheques/ DDs | Interest as applicable to clean advances for a minimum period of 2 days to be collected. If subsequent day of discount falls on holiday, interest for holiday/s should also be collected in addition to two days (However no postal tariff is to be collected). |
3 | Issue of DDs for loan proceeds (No charges for Govt. sponsored schemes & for staff loans) | For loans where the loans proceeds are remitted to the suppliers of goods/ services: 1. Through our DD – 50% of DD commission is to be collected. In case of Canara Bank DD’s (CBDD) full commission to be collected. 2. Through RTGS/ NEFT- applicable Charges. 3. Through Intersol- No Charges |
4 | Folio Charges for OCC/SOCC/OD A/c’s | 1. ₹100/- per ledger folio shall be collected at half yearly basis. 40 lines will be treated as 1 page/folio. (For the same page/ folio charges need not be collected once again in another half year). However for aggregate loan limit upto ₹25000/- folio charges need not be collected. 2. For Overdraft (OD) on deposits folio charges of ₹8/- per folio per quarter. (To be collected while debiting interest. For the same page/ folio charges need not be collected once again in another half year). Part of the page should be considered as full page and part of the quarter should be considered as full quarter. |
5 | Folio Charges for KCC/ KISOD | ₹100/- per ledger folio shall be collected at half yearly basis. 40 lines will be treated as 1 page/folio. (For the same page/ folio charges need not be collected once again in another half year). However for aggregate loan limit upto ₹25000/- folio charges need not be collected. |
6 | Issue of NDC/ NOC, Cancellation of Lien/Hypothecation/Mortgage | ₹100/- per certificate |
7 | Notice Charges | |
a) Ordinary Notices | ₹30/- per Notice per party per account or actual postal tariff whichever is higher | |
b) Registered Notices | ₹75/- per Notice per party per account or actual postal tariff whichever is higher | |
8 | Cost of Bank’s Name plate (Hypothecation Board) duplicate | ₹30/- per Board. However upto limit of ₹25,000/- the charges not be collected |
9 | Issue for KCC/SCC cards/ Pass Books | ₹30/- for issuing duplicate and additional pass book with latest entry. (Original pass book will be provided free of cost) |
10 | Loan pass sheet duplicate | ₹25/- per page (Original pass sheet will be provided free of cost) |
11 | Charges for copy of documents | MSME; 0.10% with no ceiling |
12 | Charges for cancellation/ Reassignment of lien (banks lien noted on Govt. Securities/ LIC policies/ Vehicle RC book at the time of grant of loan, except staff loans) | 0.15% with no ceiling |
13 | Pre-payment/ pre-closure charges (Except all floating rate term loans sanctioned to individual borrower, Housing loan and crop loan) | 2% on the outstanding balance plus un-utilized limit on the date of closure of term loan liability of above ₹2.00 lakhs |
14 | CIBIL Charges Consumer | |
1 lakh to 5 lakh | ₹300 | |
>5 lakh to 10 lakh | ₹350 | |
>10 lakh to 25 lakh | ₹500 | |
>25 lakhs | ₹750 | |
CIBIL Charges Commercial | ₹2000 |
Sl.No. | Nature of transaction to be registered | Form No | Amount of fee payable |
---|---|---|---|
1 | Particulars of creation or modification of Security interest by way of mortgage by deposit of title deeds. (in favour of secured creditors) | FORMI | Rs.100 for creation and for any subsequent modification of security interest for a loan above Rs.5 lakh. For a loan upto Rs.5 lakh, the fee would be Rs.50 for both creation and modification of security interest. |
2 | Particulars of creation or modification of Security interest by way of mortgage(SMT) of immovable property other than by deposit of title deeds. | FORMI | NIL |
3 | Particulars of creation or modification of Security interest in hypothecation of plant and machinery, stocks, debt including book debt or receivables, whether existing or future. | FORMI | Rs.100 for creation and for any subsequent modification of security interest for a loan above Rs.5 lakh. For a loan upto Rs.5 lakh, the fee would be Rs.50 for both creation and modification of security interest. |
4 | Particulars of creation or modification of Security interest in intangible assets, being know how, patent, copyright, trademark, license, franchise or any other business or commercial right of similar nature. | FORMI | Rs.100 for creation and for any subsequent modification of security interest for a loan above Rs.5 lakh. For a loan upto Rs.5 lakh, the fee would be Rs.50 for both creation and modification of security interest. |
5 | Particulars of creation or modification of Security interest in any under construction residential or a part there of by an agreement or instrumen to ther than by mortgage.(SMT) | FORMI | Rs.100 for creation and for any subsequent modification of security interest for a loan above Rs.5 lakh. For a loan upto Rs.5 lakh, the fee would be Rs.50 for both creation and modification of security interest. |
6 | Particulars of Securitisation or reconstruction of financial assets. | FORMIII | Rs.500/- |
7 | Particulars of satisfaction of Securitisation or reconstruction transactions. | FORMIV | Rs.50/- |
8 | Particulars of satisfaction of charge for security interest filed. | FORMII | NIL |
9 | Any application for information recorded/maintained in the Register by any person. | - | Rs.10/- |
10 | Any application for condonation of delay upto 30 days. | - | Not exceeding 10 times of the basic fee, as applicable. |
S.No. | PARTICULARS | non-individual | Individual | ||||
---|---|---|---|---|---|---|---|
Other than Rural | Rural | ||||||
1 | CHEQUE BOOK FACILITY | ||||||
a | For SB- Number of free leaves in a calendar year | 10 leaves | |||||
b | For CA- Number of free leaves in a calendar year | 25 leaves | |||||
c | For A/cs opened in CA105 & SB129 number of free leaves in a calendar year | 60 leaves | |||||
d | For SB- Cheque book charge | ₹5 per leaf | |||||
e | For CA/OD/CC/OCC- Cheque book charge | ₹5 per leaf | |||||
Note: Cheque book charges are exempted for staff/ex-staff. | |||||||
2 | ISSUE OF STATEMENT / BALANCE CERTIFICATE / INTEREST CERTIFICATE | ||||||
a | SB/CA/OC/CC/OCC – Issue Pass sheet Statement | First set free of charges for all categories in a month | |||||
b | SB- Pass sheet statement- additional set/copies (40 entries is treated as one ledger page) | ₹100/- per ledgerpage | |||||
c | CA/OD/CC/OCC- Pass sheet Statement-Additional set/copies (40 entries is treated as one ledger page) | ₹100/- per ledger page | |||||
Note: For issuing additional sets of pass sheet statement branches have to modify the Print Waiver Charges as “N” in PSP menu in Finacle Live and run CACC Menu to collect Charges. Duplicate pass sheet charges are exempted for staff/ex-staff. | |||||||
d | SB/CA/OD/CC/OCC- Issue of balance certificate | 1st Certificate free | |||||
₹200/- per Certificate | |||||||
e | Interest paid/interest collected certificate | 1st Certificate free | |||||
₹150/- per certificate | ₹100/- per certificate | ||||||
f | Updation of passbook (entries) at non base branch. (New passbook should be issued at base branch only ) | ₹10/- flat per passbook per instance | |||||
3 | ISSUE OF DUPLICATE PASSBOOK | ||||||
a | First Passbook/Continuation of Passbook | 1st Passbook is Free | |||||
b | Duplicate passbook with latest balance | ₹100/- | |||||
c | Duplicate passbook with previous entries (40 entries or part thereof is treated as one page/sheet) | ₹100/- & additional ₹50/- per page for previous entries | |||||
4 | ISSUE OF DUPLICATE DEPOSIT RECEIPT | ₹200/- per receipt | |||||
Note: Issue of duplicate deposit receipt charges are exempted for staff/ex-staff | |||||||
5 | TRANSFER OF SB A/C TO ANY OF OUR BRANCHES | ₹100/- per A/c | |||||
6 | STOP PAYMENT/REVOCATION | ||||||
a | For SB account- Stop payment instruction | ₹150/- per instrument, Maxi. of ₹500/- per instance | |||||
b | For CA/OD/CC/OCC- Stop payment instruction | ||||||
c | Stop payment Cancellation/Revocation - for all types of accounts | 150/- flat | |||||
7 | COPY OF PAID CHEQUE | 150/- per Instance per instrument | |||||
Exempted Categories : Staff & Ex-Staff | |||||||
8 | NOTING OF LOSS OF CHEQUE BOOK/LEAF OF ALL ACCOUNTS(SB/CA/OCC/OD/CC) | 5/- per leaf with Minimum of ₹100/- and Maximum of ₹500/- | |||||
Note: System will report the charges as mentioned in S. No 06 (a/b), users have to modify and collect as mentioned during SPP Menu execution | |||||||
9 | NOMINATION FACILITY | Registration of nomination first time free thereafter 100/- for every change | |||||
10 | LEDGER FOLIO CHARGES | ||||||
a | For SB accounts | No Folio Charges | |||||
b | Current Accounts | 150/- per ledger page per half year | |||||
Note: 40 entries or part thereof is treated as one ledger page |
S.No. | PARTICULARS | non-individual | Individual | |||
---|---|---|---|---|---|---|
Other than Rural | Rural | |||||
11 | NON-MAINTANANCE OF AVERAGE MONTHLY BALANCE (AMB) – SB accounts , NON-MAINTANANCE OF DAILY BALANCE – CA accounts | |||||
a | No Frill Accounts (SB102), Pragathi Champ (SB107), MNREGP Accounts (SB109), Social Security Pension Accounts (SB110), Staff Accounts (SB112), Pragathi Saral Accounts (SB113), Government Accounts (SB115), RGRHCL Accounts (SB116), BC Settlement Accounts (SB117) , Minor Accounts (SB121) & Basic Savings Bank Accounts (SB122 & SB123) | |||||
b | SB Accounts with cheque book (Minimum balance ₹1000/-) | |||||
Balance maintained in the A/c against the stipulated | ||||||
₹999/- to ₹700/- | ₹60/- | |||||
₹699/- to ₹400/- | ₹75/- | |||||
₹399/- and below | ₹100/- | |||||
c | SB account without cheque book (Minimum balance ₹500/-) | |||||
Balance maintained in the A/c against the stipulated | ||||||
₹499/- to ₹350/- | ₹60/- | |||||
₹349/- to ₹200/- | ₹75/- | |||||
₹199/- and below | ₹100/- | |||||
d | SB 129 (Average Monthly Balance 10,000/-) | 100/- flat per month | ||||
e | Current Accounts Minimum balance 5000/- | 50 per day. Maximum 500/- per calendar month | ||||
f | CA 105 (Minimum balance 10,000/-) | 300/- flat per month |
S.No. | PARTICULARS | non-individual | Individual | |||
---|---|---|---|---|---|---|
Other than Rural | Rural | |||||
12 | BALANCE ENQUIRY OF OLD RECORDS – FOR ALL TYPE OF ACCOUNTS | |||||
a | Enquiries up to 6 months | Free | ||||
b | Above 6 months upto 1 year old | 100/- per request | ||||
c | Beyond 1 year | 200/- per request | ||||
13 | ACCOUNT CLOSURE (No charges to be collected for closure before 14 days from the date of opening and in case of death of depositor) | |||||
a | Recurring Deposit (RD) for premature closure of RD account within one year of its opening | 150/- per RD account (for all Categories) | ||||
b | SB account – With Cheque book | 250/- per account | ||||
c | SB account – Without Cheque book | 150/- per account | ||||
d | Current account | 500/- per account | ||||
Exempted Schemes : No Frill Accounts (SB102), Pragathi Champ (SB107), MNREGP Accounts (SB109), Social Security Pension Accounts (SB110), Staff Accounts (SB112), Pragathi Saral Accounts (SB113), Government Accounts (SB115), RGRHCL Accounts (SB116), BC Settlement Accounts (SB117) , Minor Accounts (SB121), Basic Savings Bank Accounts (SB122 & SB123) & Death Claim Settlement Accounts | ||||||
Note : For Death Claim Settlement Accounts user has to update the CUMM (Customer Status) as a deceased depositor for exemption of charges in the system then system will exempt the account from closure charges | ||||||
14 | SMS CHARGES | 20/-per quarter | ||||
Exempted Schemes: No Frill Accounts (SB102), Pragathi Champ (SB107), MNREGP Accounts (SB109), Social Security Pension Accounts (SB110), Staff Accounts (SB112), Pragathi Saral Accounts (SB113), Government Accounts (SB115), RGRHCL Accounts (SB116), BC Settlement Accounts (SB117) , Minor Accounts (SB121) & Basic Savings Bank Accounts (SB122 & 123 SB123) | ||||||
15 | STANDING INSTRUCTION CHARGES | |||||
a | Within same Branch | One time registration / modification charges ₹200/ per case and ₹50/- for every debit. Exempted: To loan/RD/deposit a/cs of self | ||||
b | To other branches and outside agencies | One time registration / modification charges ₹100/ per case and ₹40/- for every debit + actual remittance charges | ||||
16 | STANDING INSTRUCTION – Non-Execution due to insufficient Fund (Charges only one time in a month) | ₹200/- per transaction non individual ; ₹150/- per transaction Individual | ||||
17 | NUMBER OF CASH WITHDRAWALS IN CA | Free | ||||
18 | NUMBER OF CASH WITHDRAWALS IN SB (either by Cheque/ loose leaf) – excluding alternative channels (Financial year shall be considered) | If withdrawal exceeds 50 per half year – ₹10/- per withdrawal subject to min. of ₹20/- | ||||
19 | SIGNATURE VERIFICATION (including attestation of photo) | 250/- per Attestation | ||||
20 | Issue of certificate for passport | ₹500/- per Attestation | ||||
21 | ADDITION/DELETION OF NAMES (In case of joint accounts) | 100/- per case per instance | ||||
22 | Re-claiming of Unclaimed Deposits | 150/- per Deposit A/c | ||||
23 | OUTWARD/INWARD COLLECTION OF CHEQUE/INSTRUMENTS (OUTSTATION/LOCAL)(Charges inclusive of commission, postage, out of pocket expenses etc.,) | |||||
a | Upto 10,000/- | 50/- | ||||
b | 10,001/- to 1,00,000/- | 100/- | ||||
c | 1,00,001 to 10,00,000/- | 200/- | ||||
d | 10,00,001/- and above | 250/- | ||||
Exempted for Govt Subsidy Scheme/Govt. deptt./Court Related/Contribution towards PM/CM relief Fund OUTWARD/INWARD COLLECTION OF CHEQUE/INSTRUMENTS (LOCAL)-Waived | ||||||
24 | COLLECTION OF DIVIDEND/INTEREST WARRANTS/REFUND ORDERS If value of instrument is up to 500/- no charges and above 500/-, normal collection charges to be collected. |
S.No. | PARTICULARS | non-individual | Individual | ||||
---|---|---|---|---|---|---|---|
Other than Rural | Rural | ||||||
25 | CHEQUE/INSTRUMENTS RETURN CHARGES – LOCAL(Charges inclusive of commission, postage, out of pocket expenses etc.,) | ||||||
I | Return of Inward instruments | SB/CA/OD/ OCC | |||||
Up to ₹10,000/- | ₹25/- per instrument | ||||||
₹10,000/- to ₹1,00,000/- | ₹50/- per instrument | ||||||
₹1,00,001/- to ₹10,00,000/- | ₹100/- per instrument | ||||||
₹10,00,001/- & above | ₹125/- per instrument | ||||||
II | Return of outward instruments | SB/CA/OD/ OCC | |||||
Up to ₹10,000/- | ₹25/- per instrument | ||||||
₹10,000/- to ₹1,00,000/- | ₹50/- per instrument | ||||||
₹1,00,001/- to ₹10,00,000/- | ₹100/- per instrument | ||||||
₹10,00,001/- & above | ₹125/- per instrument | ||||||
26 | Cheque/instrument return charges – Outstation(Charges inclusive of commission, postage, out of pocket expenses etc.,) | ||||||
I | Return of inward instruments | SB/CA/OD/OCC | |||||
Upto ₹10,000 | ₹100/- per instrument | ||||||
₹10,001 to ₹1,00,000 | ₹100/- per instrument | ||||||
₹1,00,001 to ₹10,00,000 | ₹150/- per instrument | ||||||
₹10,00,001 and above | ₹150/- per instrument | ||||||
II | Return of outward instruments | ||||||
SB/CA/OD/OCC | |||||||
Upto ₹10,000 | ₹100/- per instrument | ||||||
₹10,001 to ₹1,00,000 | ₹100/- per instrument | ||||||
₹1,00,001 to ₹10,00,000 | ₹150/- per instrument | ||||||
₹10,00,001 and above | ₹150/- per instrument | ||||||
27 | ECS/NACH (Debit Return) Insufficient funds | ₹200/- per instance |
S.No. | PARTICULARS | non-individual | Individual | ||||
---|---|---|---|---|---|---|---|
Other than Rural | Rural | ||||||
28 | BILLS COLLECTION – INWARD /OUTWARD (Bills : clean/documentary/demand/usance including supply bills) (Actual postage charges to collected, No charges for bills received from our branches) |
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a | Upto 10000/- | 100/- | |||||
b | 10,001 to 10,00,000 | 10/- per thousand or part thereof with minimum of 100/- | |||||
c | 10,00,001 and above | 10/- per thousand or part thereof with minimum of 10000/- and maximum of 15000/- | |||||
29 | BILLS RETURNED UNPAID (Bills : clean/documentary/demand/usance including supply bills) (Actual postage charges to collected, No charges for bills received from our branches) |
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Local or outstation | 50% of applicable collection charges with minimum of 300/- PLUS postal charges | ||||||
30 | DEMAND DRAFT ISSUE LOCAL/OUTSTATION – AGAINST TENDER OF CASH (Bills : clean/documentary/demand/usance including supply bills) (Actual postage charges to collected, No charges for bills received from our branches) |
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Up to and inclusive of 1000/- | 100/- | ||||||
Above 1000/- up to 10000/- | |||||||
Above 10000/-(for multiple DDs issued in lieu of single DD commission as applicable for the aggregate amount alone shall be collected) | 4 per thousand or part thereon with a minimum of 100/- and max. of 15000/- | ||||||
31 | DEMAND DRAFT ISSUE LOCAL/OUTSTATION – AGAINST TENDER OF CASH (Bills : clean/documentary/demand/usance including supply bills) (Actual postage charges to collected, No charges for bills received from our branches) |
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Up to and Inclusive of 1000/- | 200/- | ||||||
Above 1000/- up to 10000/- | |||||||
Above 10000/- below 50000/- | 4/- per thousand or part thereof with a minimum of 200/- and maximum of 15,000/- | ||||||
Note: DD Charges are waived for SB129 & CA105 upto 12 occasions in a Financial Year; Staff/Ex-Staff are exempted from all kinds of DD Charges. | |||||||
32 | DEMAND DRAFT CANCELLATION/REVALIDATION (Bills : clean/documentary/demand/usance including supply bills) (Actual postage charges to collected, No charges for bills received from our branches) |
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DD Cancellation/ Revalidation | Upto 500/- | 200/- per instrument | |||||
Above 500/- & Upto 5000/- | |||||||
Above 5000/- | |||||||
33 | GENERAL SAFE CUSTODY CHARGES (Bills : clean/documentary/demand/usance including supply bills) (Actual postage charges to collected, No charges for bills received from our branches) |
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Unreleased gold Packets | ₹150/- per loan for a month or part thereof, with a minimum of ₹150/- and a maximum of ₹900/-. | ||||||
Note: In Case of Death Claim Safe Custody Charge is waived. |
S.No. | PARTICULARS | non-individual | Individual | |||
---|---|---|---|---|---|---|
Other than Rural | Rural | |||||
34 | Mobile Number Change | ₹100/- per instance, for every time changing the Mobile Number. | ||||
35 | LOSS OF TOKEN (Metal token) | ₹100/- per token | ||||
36 | DELETION OF DECEASED NAME, MERGER OF COMPANIES | ₹200/- | ||||
37 | CHARGES FOR RECORDING,RECONSTITUTION OF ACCOUNTS (OTHER THAN INDIVIDUALS) | ₹500/- | ||||
38 | CHANGES IN AUTHORISED SIGNATORIES OF COMPANIES INCLUDING CLUBS/CO-OP SOCIETIES | ₹500/- per occasion Only for CA/OD/CC | ||||
39 | REGISTERING POWER OF ATTORNEY / OPERATION BY POA/MANDATE | For SB A/cs ₹500/- per instance for CA/OD/OCC ₹750/- per instance. | ||||
40 | HOLDING BILL COLLECTION (Bills : clean/documentary/demand/usance including supply bills) (Actual postage charges to collected, No charges for bills received from our branches) |
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Beyond 3 months after due date (at the request of drawer/customer and subject application conditions) | Additional 25% normal collection charges, with minimum of ₹100/- per quarter | |||||
41 | CHANGES OF ORIGINAL INSTRUCTIONS-OUTWARD/INWARD BILLS | |||||
Extension of time for collection/waiver of C form etc | ₹100/ per request + OPE | |||||
42 | PARCEL RECEIVED UNDER ISC/IBC | For parcels not cleared on presentation a charge of ₹5/- per day should be levied from the due date of payment till clearance, with a minimum of ₹20/- | ||||
43 | INTER BRANCH REMITTANCE(Inter branch/Inter sol remittance) (Cir. No. 58/2019-20 dated 03.04.2019 | |||||
A | For Intracity transactions (within the city) | |||||
I | Remittance of cash to SB/CA/OD/OCCaccounts upto ₹25000/- per day | No Charges | ||||
II | Remittance of cash to SB/CA/OD/OCC accounts above ₹25000/- upto ₹2 lakhs (Maximum limit per day) | ₹2/- per 1000/- or part thereof with minimum of ₹50/- | ||||
III | Cash withdrawals maximum limit ₹50000/- per day (SB/CA) | No Charges | ||||
IV | Fund transfer for all type of accounts(SB/CA/OD/OCC) (Debit transactions) Exempted Schemes SB115 & CA102 | |||||
a | Upto ₹5 lakhs per day | Free | NA | |||
b | Above ₹5 lakhs upto ₹10 lakhs per day | ₹25/- per lakh or part thereof | NA | |||
c | Above ₹10 lakhs per day | ₹50/- per lakh or part thereof | NA | |||
B | For Intercity transactions (out station branches) | |||||
i | Remittance of cash to SB/CA/OD/OCC accounts upto ₹25000/- per day | ₹1/- per 1000/- or part thereof with minimum of ₹20/- | ||||
ii | Remittance of cash to SB/CA/OD/OCC accounts above ₹25000/- upto ₹2 lakhs (Maximum limit per day) | ₹2/- per 1000/- or part thereof with minimum of ₹100/- | ||||
iii | Cash withdrawal from SB/CA upto ₹25000/- | No charges | ||||
iv | Cash withdrawals from SB/CA above ₹25000/- upto ₹50000/- (Maximum limit per day) | ₹2/- per 1000/- or part thereof with minimum of ₹50/- | ||||
v | Fund transfer for all type of accounts(SB/CA/OD/OCC) (Debit transactions) Exempted Schemes SB115 & CA102 | |||||
a | Upto ₹5 lakhs per day | Free | ||||
b | Above ₹5 lakhs upto ₹10 lakhs per day | ₹25/- per lakh or part thereof | ||||
c | Above ₹10 lakhs per day | ₹50/- per lakh or part thereof | ||||
44 | NEFT TRANSACTIONS (Cir. No. 200/2019-20 dated 01.07.2019). There are no charges for NEFT initiated online (viz, Internet Banking and or Mobile Banking App of the Bank for SB Accounts Cir No. 359/2019-20 dated 31.12.2019) | |||||
i | For remittances - upto ₹10000 | ₹ 2.25 | ||||
ii | Above ₹10000 upto ₹1 Lakh | ₹ 4.75 | ||||
iii | Above ₹1 lakh upto ₹2 lakhs | ₹ 14.75 | ||||
iv | Above ₹2 lakhs | ₹ 24.75 | ||||
45 | RTGS TRANSACTIONS (Cir. No. 200/2019-20 dated 01.07.2019) | |||||
i | ₹2 lakhs to ₹5 lakhs | ₹ 24.50 | ||||
ii | Above ₹5 lakhs | ₹ 49.50 | ||||
Note:1. NEFT/RTGS charges are waived for SB129 & CA105 upto 12 occasions in a Financial Year. System has enabled for waiver of charges. 2. NEFT/RTGS charges are waived for Staff/ex-staff. |
S.No. | PARTICULARS | non-individual | Individual | |||||
---|---|---|---|---|---|---|---|---|
Other than Rural | Rural | |||||||
46 | CHARGES FOR DEBIT CARD TRANSACTIONS | Metro Centre | Other than Metro Centre | |||||
Free Transaction | ||||||||
a. KAGB & Canara ATM | 3 | 5 | ||||||
b. Other ATM | ||||||||
Charges above permitted limit | KAGB & Canara ATM | Other ATM | ||||||
a. Financial | ₹20/- | ₹21/- | ||||||
b. Non Financial | ₹10/- | ₹11/- | ||||||
47 | ISSUANCE OF ATM DEBIT CARD (Cir. 114/2019-20 dated 09.04.2020) | |||||||
i | Membership fee | Free | ||||||
ii | Activation fees | Free | ||||||
iii | EMV Chip Card issuance fee | ₹200/- | ||||||
iv | Annual fees | ₹100/- | ||||||
v | Hotlist on account of loss of card | ₹150/- | ||||||
Exempted A/cs with the following scheme codes for Card Issuance charges and Annual Fees: No frill A/cs (SB102), MNREGP A/cs (SB109), Staff A/cs (SB112), Pragathi Saral ( SB113), FI A/c (SB119), Minor A/cs (SB121), SKDRDP SHG A/cs (SB126), PMJDY A/cs (SB128), MUDRA (CC111), Mudra (OD527), PKCC Cards (OD527), Mudra A/cs (Mudra Cards) Note1 : Card issuance fees are not applicable in the following cases: 1. Customer approaches the Bank for replacement of Old Magnetic Strip card with RuPay EVM cards 2. Expired Cards 3. Cards not working due to technical issues prior permission to be obtained from ATM Cell, DIT Note 2 : Annual Fee is waived for SB129 & CA105. The system is enabled for waiver of charges. Note 3: All ATM related charges are exempted for staff/ex-staff. |
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48 | ATM/PoS TRANSACTION DECLINES LACK OF BALANCE/INSUFFICIENT BALANCE IN THE ACCOUNT | ₹15 per instance | ||||||
49 | IMPS | Upto ₹10000/- | ₹ 2.50 | |||||
Above ₹10000/- | ₹5/- | |||||||
Note: IMPS charges are exempted for Staff/Ex-staff. | ||||||||
50 | RESET OF PASSWORD FOR INTERNET BANKING THROUGH BRANCH | ₹50/- per instance, for every time changing the password. | ||||||
51 | POSTAL TARIFF/OUT OF POCKET EXPENSES | a. Ordinary post : Actual-Minimum ₹20/- per envelope b. Regd/Courier/Speed Post : Actual-Minimum ₹50/- per envelope |