S.No. | PARTICULARS | Other than Individual | Individual | |
---|---|---|---|---|
Other than Rural | Rural | |||
1 | CHEQUE BOOK FACILITY | |||
a | For SB- Number of free leaves in a calendar year | 25 leaves | 25 leaves | 25 leaves |
b | For CA- Number of free leaves in a calendar year | 25 leaves | ||
c | For A/cs opened in CA Plus & SB Plus number of free leaves in a calendar year | 60 leaves | ||
d | For SB- Cheque book charge | 3 leaf | 3 leaf | 3 leaf |
e | For CA/OD/CC/OCC- Cheque book charge | 4 leaf | 4 leaf | 3 leaf |
2 | ISSUE OF STATEMENT / BALANCE CERTIFICATE / INTEREST CERTIFICATE | |||
a | SB/CA/OC/CC/OCC – Issue Pass sheet Statement | First set free of charges for all categories in a month | ||
b | SB- Pass sheet statement- additional set/copies (40 entries is treated as one ledger page) | 50/- per ledger page or part thereof with min of 60/- per occasion | 50/- per ledger page or part thereof with min of 60/- per occasion | 50/- per ledger page or part thereof with min of 60/- per occasion |
c | CA/OD/CC/OCC- Pass sheet Statement-Additional set/copies (40 entries is treated as one ledger page) | 50/- per ledger page or part thereof with min of 60/- per occasion | 50/- per ledger page or part thereof with min of 60/- per occasion | 50/- per ledger page or part thereof with min of 60/- per occasion |
d | SB/CA/OD/CC/OCC- Issue of balance certificate | 1st Certificate free | ||
e | SB/CA/OD/CC/OCC- Issue of balance certificate (Per certificate) | 100/- | 100/- | 100/- |
f | Interest paid/interest collected certificate | 1st Certificate free | ||
g | Interest Certificate- Issue of extra copy | 150/- per certificate | 100/- per certificate | 100/- per certificate |
h | Updation of passbook (entries) at non base branch (New passbook should be issued at base branch only ) | 10/- flat per passbook per instance | 10/- flat per passbook per instance | 10/- flat per passbook per instance |
3 | ISSUE OF DUPLICATE PASSBOOK | |||
a | First Passbook/Continuation of Passbook | Free | Free | Free |
b | Duplicate passbook with latest balance | 60/- | 60/- | 60/- |
c | Duplicate passbook with previous entries (40 entries or part thereof is treated as one page/sheet) | 60/- & additional 50/- per page for previous entries | 60/- & additional 50/- per page for previous entries | 60/- & additional 50/- per page for previous entries |
4 | ISSUE OF DUPLICATE DEPOSIT RECEIPT | 100/- per receipt | 100/- per receipt | 100/- per receipt |
5 | TRANSFER OF SB A/C TO ANY OF OUR BRANCHES | 100/- per A/c | 100/- per A/c | 100/- per A/c |
6 | STOP PAYMENT/REVOCATION | |||
a | For SB account- Stop payment instruction | 100/- per instrument, Maxi. of 400/- per instance | 100/- per instrument, Maxi. of 400/- per instance | 100/- per instrument, Maxi. of 400/- per instance |
b | For CA/OD/CC/OCC- Stop payment instruction | 100/- per instrument, Maxi. of 400/- per instance | 100/- per instrument, Maxi. of 400/- per instance | 100/- per instrument, Maxi. of 400/- per instance |
c | Stop payment Cancellation/Revocation - for all types of accounts | 50/- flat | 50/- flat | 50/- flat |
7 | COPY OF PAID CHEQUE | 100/- per Instance per instrument | ||
8 | NOTING OF LOSS OF CHEQUE BOOK/LEAF OF ALL ACCOUNTS(SB/CA/OCC/OD/CC) | 5/- per leaf with Minimum of 50/- and Maximum of 500/- | ||
9 | NOMINATION FACILITY | Registration of nomination first time free thereafter 100/- for every change | ||
10 | LEDGER FOLIO CHARGES | |||
a | For SB accounts | No Folio Charges | No Folio Charges | No Folio Charges |
b | Current Accounts | 100/- per ledger page per half year | 100/- per ledger page per half year | 100/- per ledger page per half year |
Note: 40 entries or part thereof is treated as one ledger page |
S.No. | PARTICULARS | Other than Individual | Individual | ||
---|---|---|---|---|---|
Other than Rural | Rural | ||||
11 | NON-MAINTANANCE OF AVERAGE MONTHLY BALANCE (AMB) – SB accounts , NON-MAINTANANCE OF DAILY BALANCE – CA accounts | ||||
a | No Frill Accounts, MNREGP Accounts, Social Security Pension Accounts, Government Accounts, RGRHCL Accounts, Student Accounts & Basic Savings Bank Accounts | No Charges | No Charges | No Charges | |
b | SB Accounts with cheque book (Minimum balance ₹1000/-) | ||||
Balance maintained in the A/c against the stipulated | |||||
₹999/- to ₹700/- | ₹40/- | ₹40/- | ₹40/- | ||
₹699/- to ₹400/- | ₹60/- | ₹60/- | ₹60/- | ||
₹399/- and below | ₹80/- | ₹80/- | ₹80/- | ||
SB account without cheque book (Minimum balance ₹500/-) | |||||
Balance maintained in the A/c against the stipulated | |||||
₹499/- to ₹350/- | ₹20/- | ₹20/- | ₹20/- | ||
₹349/- to ₹200/- | ₹30/- | ₹30/- | ₹30/- | ||
₹199/- and below | ₹40/- | ₹40/- | ₹40/- | ||
c | SB Plus (AMB 10,000/-) | 100/- flat per month | |||
d | Current Accounts Minimum balance 1000/- | 50 per day. Maximum 300/- per calendar month | |||
e | CA Plus (Minimum balance 10,000/-) | 100/- flat per month |
S.No. | PARTICULARS | Other than Individual | Individual | |
---|---|---|---|---|
Other than Rural | Rural | |||
12 | BALANCE ENQUIRY OF OLD RECORDS – FOR ALL TYPE OF ACCOUNTS | |||
a | Enquiries up to 6 months | Free | Free | Free |
b | Above 6 months upto 1 year old | 100/- per request | 100/- per request | 100/- per request |
c | Beyond 1 year | 200/- per request | 200/- per request | 200/- per request |
13 | ACCOUNT CLOSURE | No charges closure before 14 days from the date of opening and in case of death of depositor | ||
a | Recurring Deposit (RD) for premature closure of RD account within one year of its opening | 100/- per RD account (for all Categories) | 100/- per RD account (for all categories) | 100/- per RD account (for all categories |
b | SB account – With Cheque book within one year of its opening | 200/- per account | 200/- per account | 200/- per account |
c | SB account – Without Cheque book within one year of its opening | 100/- per account | 100/- per account | 100/- per account |
d | Current account within one year of its opening | 500/- per account | 500/- per account | 500/- per account |
e | Beyond one year – SB, CA | 50% of the above charges. i.e., SB with Cheque book 100/-, SB without Cheque book 50, CA 250/- | ||
Exempted Categories : No Frill Accounts, MNREGP Accounts, Social Security Pension Accounts, Government Accounts RGRHCL Accounts, Student Accounts, Basic Savings Bank Accounts & Death Claim Settlement Accounts | ||||
14 | SMS CHARGES | 20/-per quarter | 20/- per quarter | 20/- per quarter |
15 | STANDING INSTRUCTION CHARGES | |||
a | Within same Branch | One time registration / modification charges 100/ per case and 35/- for every debit.
Exempted: 1. Guardian a/c to minor a/c 2. Between account of parents and children 3. Between a/cs of spouses 4. From co-obligant a/c to borrowers a/c 5. To loan/RD/deposit a/cs of self |
||
b | To other branches and outside agencies | One time registration charges 100/ per case and 40/- for every debit + actual remittance charges | ||
16 | STANDING INSTRUCTION – Non-Execution due to insufficient Fund (Charges only one time in a month) | 100/- per transaction non individual 75/- per transaction Individual | 100/- per transaction non individual 75/- per transaction Individual | 100/- per transaction non individual 75/- per transaction Individual |
17 | NUMBER OF CASH WITHDRAWALS IN CA | Free | Free | Free |
18 | NUMBER OF CASH WITHDRAWALS IN SB (either by Cheque/ loose leaf) – excluding alternative channels (Financial year shall be considered) | If withdrawal exceeds 50 per half year – 10/- per withdrawal subject to min. of 20/- | If withdrawal exceeds 50 per half year – 10/- per withdrawal subject to min. of 20/- | If withdrawal exceeds 50 per half year – 10/- per withdrawal subject to min. of 20/- |
19 | SIGNATURE VERIFICATION (including attestation of photo) | 200/- per Attestation | 200/- per Attestation | 200/- per Attestation |
20 | Issue of certificate for passport | Rs 200/- per Attestation | 200/- per Attestation | 200/- per Attestation |
21 | ADDITION/DELETION OF NAMES (In case of joint accounts) | 100/- per case per instance | 100/- per case per instance | 100/- per case per instance |
22 | Re-claiming of Unclaimed Deposits | 100/- per Deposit A/c | 100/- per Deposit A/c | 100/- per Deposit A/c |
23 | OUTWARD/INWARD COLLECTION OF CHEQUE/INSTRUMENTS (OUTSTATION/LOCAL) (Charges inclusive of commission, postage, out of pocket expenses etc.,) | |||
a | Upto 10,000/- | 50/-per instrument | 50/-per instrument | 50/-per instrument |
b | 10,001/- to 1,00,000/- | 100/-per instrument | 100/-per instrument | 100/-per instrument |
c | 1,00,001 to 10,00,000/- | 200/ per instrument | 200/-per instrument | 200/-per instrument |
d | 10,00,001/- and above | 250/-per instrument | 250/-per instrument | 250/-per instrument |
Charges collected in full in case instruments sent to our branches and no charges in case instruments received from our branches Commission @ 50% in case sent directly to other public/private/cooperative/RRBs banks | ||||
24 | COLLECTION OF DIVIDEND/INTEREST WARRANTS/REFUND ORDERS If value of instrument is up to 500/- no charges and above 500/-, normal collection charges shall be collected. |
S.No. | PARTICULARS | Other than Individual | Individual | ||
---|---|---|---|---|---|
Other than Rural | Rural | ||||
25 | CHEQUE/INSTRUMENTS RETURN CHARGES – LOCAL(Charges inclusive of commission, postage, out of pocket expenses etc.,) | ||||
I | Inward instruments | ||||
a | SB | ₹150/- per instrument | ₹150/- per instrument | ₹150/- per instrument | |
b | CA/OD/OCC | ||||
Up to ₹1 Lakh | ₹250/- per instrument | ₹250/- per instrument | ₹250/- per instrument | ||
Above ₹1 lakh and upto ₹25 lakhs | ₹300/- per instrument | ₹300/- per instrument | ₹300/- per instrument | ||
Above ₹25 lakhs | ₹500/- per instrument | ₹500/- per instrument | ₹500/- per instrument | ||
II | Return of outward instruments | ||||
a | SB | ₹200/- per instrument | ₹200/- per instrument | ₹200/- per instrument | |
b | CA/OD/OCC | ₹250/- per instrument | ₹250/- per instrument | ₹250/- per instrument | |
26 | Cheque/instrument return charges – Outstation (Charges inclusive of commission, postage, out of pocket expenses etc.,) |
||||
a | Return of inward instruments | ||||
SB/CA/OD/OCC | |||||
Upto ₹10,000 | ₹25/- per instrument | ₹25/- per instrument | ₹25/- per instrument | ||
₹10,001 to ₹1,00,000 | ₹50/- per instrument | ₹50/- per instrument | ₹50/- per instrument | ||
₹1,00,001 to ₹10,00,000 | ₹100/- per instrument | ₹100/- per instrument | ₹100/- per instrument | ||
₹10,00,001 and above | ₹125/- per instrument | ₹125/- per instrument | ₹125/- per instrument | ||
b | Return of outward instruments | ||||
SB/CA/OD/OCC | |||||
Upto ₹10,000 | ₹25/- per instrument | ₹25/- per instrument | ₹25/- per instrument | ||
₹10,001 to ₹1,00,000 | ₹50/- per instrument | ₹50/- per instrument | ₹50/- per instrument | ||
₹1,00,001 to ₹10,00,000 | ₹100/- per instrument | ₹100/- per instrument | ₹100/- per instrument | ||
₹10,00,001 and above | ₹125/- per instrument | ₹125/- per instrument | ₹125/- per instrument | ||
27 | ECS/NACH (Debit Return) Insufficient funds | ₹200/- per instance | ₹200/- per instance | ₹200/- per instance |
S.No. | PARTICULARS | Other than Individual | Individual | |
---|---|---|---|---|
Other than Rural | Rural | |||
28 | BILLS COLLECTION – INWARD /OUTWARD (Bills : clean/documentary/demand/usance including supply bills) | |||
a | Upto 10000/- | 100/- | 100/- | 100/- |
b | 10,001 to 10,00,000 | 8/- per thousand or part thereof with minimum of 100/- | 8/- per thousand or part thereof with minimum of 100/- | 8/- per thousand or part thereof with minimum of 100/- |
c | 10,00,001 and above | 7/- per thousand or part thereof with minimum of 8000/- and maximum of 15000/- | 7/- per thousand or part thereof with minimum of 8000/- and maximum of 15000/- | 7/- per thousand or part thereof with minimum of 8000/- and maximum of 15000/- |
29 | BILLS RETURNED UNPAID | |||
Local or outstation | 50% of applicable collection charges with minimum of 100/- PLUS postal charges | 50% of applicable collection charges with minimum of 100/- PLUS postal charges | 50% of applicable collection charges with minimum of 100/- PLUS postal charges | |
30 | DEMAND DRAFT ISSUE LOCAL/OUTSTATION - TRANSFER | |||
Up to and inclusive of 1000/- | 40/- | 40/- | 40/- | |
Above 1000/- up to 10000/- | 50/- | 50/- | 50/- | |
Above 10000/-(for multiple DDs issued in lieu of single DD commission as applicable for the aggregate amount alone shall be collected) | 4 per thousand or part thereon with a minimum of 60/- and max. of 10000/- | 4 per thousand or part thereon with a minimum of 60/- and max. of 10000/- | 60/- and max. of 10000/- | |
31 | DEMAND DRAFT ISSUE LOCAL/OUTSTATION – AGAINST TENDER OF CASH | |||
a | Up to and Inclusive of 1000/- | 40/- | 40/- | 40/- |
b | Above 1000/- up to 10000/- | 75/- | 75/- | 75/- |
c | Above 10000/- below 50000/- | 5/- per thousand or part thereof with a minimum of 100/- | 5/- per thousand or part thereof with a minimum of 100/- | 5/- per thousand or part thereof with a minimum of 100/- |
32 | DEMAND DRAFT CANCELLATION/REVALIDATION | |||
a | Upto 500/- | 20/- per instrument | 20/- per instrument | 20/- per instrument |
b | Above 500/- & Upto 5000/- | 100/- per Instrument | 100/- per Instrument | 100/- per Instrument |
c | Above 5000/- | 150/- per instrument | 150/- per instrument | 150/- per instrument |
33 | SAFE CUSTODY CHARGES | |||
For gold loan packets not released after closing the A/c and also for gold loan A/cs where liability in the account is maintained less than 10% of the original loan amount etc. Whereas in case of death claim the custody charges are waived. | 100/- per loan for a month or part thereof, with a minimum of 100/- and a maximum of 600/-. Over and above, safe custody charges of 100/- for all gold loans which remain overdue beyond 45 days | 100/- per loan for a month or part thereof, with a minimum of 100/- and a maximum of 600/-. Over and above, safe custody charges of 100/- for all gold loans which remain overdue beyond 45 days | 100/- per loan for a month or part thereof, with a minimum of 100/- and a maximum of 600/-. Over and above, safe custody charges of 100/- for all gold loans which remain overdue beyond 45 days |
34 | SAFE DEPOSIT LOCKER RENT Uniform charges for Individual & Other than Individual across all the branches where lockers are provided |
||||
---|---|---|---|---|---|
Locker size in inches | Type of lockers | Lockers defined in CBS | Dist. HQ Branches Annual Rentals (Amt. in ₹) | Other than Dist. HQ Branches Annual Rentals (Amt. in ₹) | |
05x06x21 | Small | S1 | 1000 | 900 | |
05x07x21 | Small | S2 | 1100 | 1000 | |
05x13x21 | Medium | M1 | 1500 | 1400 | |
07x09x21 | Medium | M2 | 1500 | 1400 | |
07x13x21 | Medium | M3 | 2000 | 1800 | |
06x16x21 | Medium | M4 | 2400 | 2100 | |
11x13x21 | Large | L1 | 2800 | 2600 | |
07x20x21 | Large | L2 | 2800 | 2600 | |
12x16x21 | Large | L3 | 4000 | 3500 | |
16x20x21 | Very large | L4 | 5000 | 4600 |
35 | Locker Rent: Fixed Locker’s type Uniform charges for Individual & Other than Individual across all the branches where lockers are provided |
||
---|---|---|---|
Locker size in Inches | Defined in CBS | Annual Rent (Amt. in ₹) | |
05x06x16 | SAFE1 | 800 | |
05x07x16 | SAFE2 | 900 | |
05x13x16 | SAFE3 | 1100 | |
06x10x16 | SAFE4 | 1000 | |
08x11x16 | SAFE5 | 1400 | |
11x13x16 | SAFE6 | 1600 | |
07x20x16 | SAFE7 | 1600 | |
16x20x16 | SAFE8 | 2200 |
S.No. | PARTICULARS | Other than Individual | Individual | |
---|---|---|---|---|
Other than Rural | Rural | |||
36 | SAFE DEPOSIT LOCKER OPERATION | |||
a | Number of operations | 12 free operations per year, beyond 12 operations 100/- per operation. | 12 free operations per year, beyond 12 operations 100/- per operation. | 12 free operations per year, beyond 12 operations 100/- per operation. |
b | Delayed remittance of lockers rent | 100/- per month/fraction of a month, for the period of delay | 100/- per month/fraction of a month, for the period of delay | 100/- per month/fraction of a month, for the period of delay |
37 | LOSS/REPLACEMENT OF LOCKER KEY | 500/- and actual break open, replacement charges. | 500/- and actual break open, replacement charges. | 500/- and actual break open, replacement charges. |
38 | LOSS OF TOKEN (Metal token) | 100/- per token | 100/- per token | 100/- per token |
39 | DELETION OF DECEASED NAME, MERGER OF COMPANIES | 100/- | 100/- | 100/- |
40 | CHARGES FOR RECORDING, RECONSTITUTION OF ACCOUNTS (OTHER THAN INDIVIDUALS) | 500/- | 500/- | 500/- |
41 | CHANGES IN AUTHORISED SIGNATORIES OF COMPANIES INCLUDING CLUBS/CO-OP SOCIETIES | 250/- per occasion Only for CA/OD/CC | 250/- per occasion Only for CA/OD/CC | 250/- per occasion Only for CA/OD/CC |
42 | REGISTERING POWER OF ATTORNEY / OPERATION BY POA/MANDATE | For SB A/cs 300/- per instance For CA/OD/OCC 500/- per instance. | For SB A/cs 300/- per instance For CA/OD/OCC 500/per instance. | For SB A/cs 300/- per instance For CA/OD/OCC 500/- per instance |
43 | HOLDING BILL COLLECTION | |||
Beyond 3 months after due date (at the request of drawer/customer and subject application conditions) | Additional 25% normal collection charges, with minimum of 100/- per quarter | Additional 25% normal collection charges, with minimum of 100/- per quarter | Additional 25% normal collection charges, with minimum of 100/- per quarter | |
44 | CHANGES OF ORIGINAL INSTRUCTIONS-OUTWARD/INWARD BILLS | |||
Extension of time for collection/waiver of C form etc | 100/ per request+ OPE | 100/ per request+ OPE | 100/ per request+ OPE | |
45 | PARCEL RECEIVED UNDER ISC/IBC | For parcels not cleared on presentation a charge of 5/- per day should be levied from the due date of payment till clearance, with a minimum of 20/- | For parcels not cleared on presentation a charge of 5/- per day should be levied from the due date of payment till clearance, with a minimum of 20/- | For parcels not cleared on presentation a charge of 5/- per day should be levied from the due date of payment till clearance, with a minimum of 20/- |
46 | INTER BRANCH REMITTANCE(Inter branch/Inter sol remittance) | |||
A | For Intracity transactions (within the city) | |||
i | Remittance of cash to SB/CA/OD/OCC accounts upto 25000/- per day | No Charges | No Charges | NA |
ii | Remittance of cash to SB/CA/OD/OCC accounts above 25000/- upto 2 lakhs (Maximum limit per day) | 2/- per 1000/- or part thereof with minimum of 50/- | 2/- per 1000/- or part thereof with minimum of 50/- | NA |
iii | Cash withdrawals maximum limit 50000/- per day (SB/CA) | No Charges | No Charges | NA |
iv | Fund transfer for all type of accounts(SB/CA/OD/OCC) (Debit transactions) | |||
a | Upto 5 lakhs per day | Free | Free | NA |
b | Above 5 lakhs upto 10 lakhs per day | 25/- per lakh or part thereof | 25/- per lakh or part thereof | NA |
c | Above 10 lakhs per day | 50/- per lakh or part thereof | 50/- per lakh or part thereof | NA |
B | For Intercity transactions (out station branches) | |||
i | Remittance of cash to SB/CA/OD/OCC accounts upto 25000/- per day | 1/- per 1000/- or part thereof with minimum of 20/- | 1/- per 1000/- or part thereof with minimum of 20/- | 1/- per 1000/- or part thereof with minimum of 20/- |
ii | Remittance of cash to SB/CA/OD/OCC accounts above 25000/- upto 2 lakhs (Maximum limit per day) | 2/- per 1000/- or part thereof with minimum of 100/- | 2/- per 1000/- or part thereof with minimum of 100/- | 2/- per 1000/- or part thereof with minimum of 100/- |
iii | Cash withdrawal from SB/CA upto 25000/- | No charges | No charges | No charges |
iv | Cash withdrawals from SB/CA above 25000/- upto 50000/- (Maximum limit per day) | 2/- per 1000/- or part thereof with minimum of 50/- | 2/- per 1000/- or part thereof with minimum of 50/- | 2/- per 1000/- or part thereof with minimum of 50/- |
v | Fund transfer for all type of accounts(SB/CA/OD/OCC) | |||
a | Upto 5 lakhs per day | Free | Free | Free |
b | Above 5 lakhs upto 10 lakhs per day | 25/- per lakh or part thereof | 25/- per lakh or part thereof | 25/- per lakh or part thereof |
c | Above 10 lakhs per day | 50/- per lakh or part thereof | 50/- per lakh or part thereof | 50/- per lakh or part thereof |
47 | NEFT TRANSACTIONS There are no charges for NEFT initiated online (viz, Internet Banking and or Mobile Banking App of the Bank for SB Accounts |
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i | For remittances - upto 10000 | 2.25 | 2.25 | 2.25 |
ii | Above 10000 upto 1 Lakh | 4.75 | 4.75 | 4.75 |
iii | Above 1 lakh upto 2 lakhs | 14.75 | 14.75 | 14.75 |
iv | Above 2 lakhs | 24.75 | 24.75 | 24.75 |
48 | RTGS TRANSACTIONS | |||
i | 2 lakhs to 5 lakhs | 24.50 | 24.50 | 24.50 |
ii | Above 5 lakhs | 49.50 | 49.50 | 49.50 |
49 | CHARGES FOR DEBIT CARD TRANSACTIONS | a) 3 free transactions in Metros and 5 free transactions in all other centers b) KGB Cards are allowed for unlimited free transactions in KGB and Canara Bank ATMs c) 20/- for Financial transaction and 10/- for non-financial transaction over and above the permitted free transactions on other Bank ATMs. | a) 3 free transactions in Metros and 5 free transactions in all other centers b) KGB Cards are allowed for unlimited free transactions in KGB and Canara Bank ATMs c) 20/- for Financial transaction and 10/- for non-financial transaction over and above the permitted free transactions on other Bank ATMs. | a) 3 free transactions in Metros and 5 free transactions in all other centers b) KGB Cards are allowed for unlimited free transactions in KGB and Canara Bank ATMs c) 20 for Financial transaction and 10/- for non-financial transaction over and above the permitted free transactions on other Bank ATMs. |
50 | ISSUANCE OF ATM DEBIT CARD | |||
i | Membership fee | Free | Free | Free |
ii | Activation fees | Free | Free | Free |
iii | EMV Chip Card issuance fee | 200/- | 200/- | 200/- |
iv | Annual fees | 100/- | 100/- | 100/- |
v | Hotlist on account of loss of card | 150/- | 150/- | 150/- |
S.No. | PARTICULARS | Other than Individual | Individual | ||
---|---|---|---|---|---|
Other than Rural | Rural | ||||
51 | ATM/PoS TRANSACTION DECLINES LACK OF BALANCE/INSUFFICIENT BALANCE IN THE ACCOUNT | 15 per instance | 15 per instance | 15 per instance | |
52 | UPI TRANSACTION CHARGES (daily limit ₹20000/-) | ||||
Financial Outward (P2P) | |||||
Upto ₹1000/- | ₹1/- | ₹1/- | ₹1/- | ||
Above ₹1000/- upto ₹5000/- | ₹2/- | ₹2/- | ₹2/- | ||
Above ₹5000/- | ₹5/- | ₹5/- | ₹5/- | ||
53 | IMPS (Daily limit ₹25000/-; Cumulative monthly limit ₹500000/-) |
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Upto ₹10000/- | ₹2.50 | ₹2.50 | ₹2.50 | ||
Above ₹10000/- | ₹5/- | ₹5/- | ₹5/- | ||
54 | RESET OF PASSWORD FOR INTERNET BANKING THROUGH BRANCH | 10/- per instance, for every time changing the password. | |||
55 | POSTAL TARIFF/OUT OF POCKET EXPENSES | a. Ordinary post : Actual-Minimum 20/- per envelope b. Regd/Courier/Speed Post : Actual-Minimum 50/- per envelope |